Your interest rate and annual percentage yield are subject to change. Any change to the interest rate for your account is at our discretion.

Interest begins to accrue on the business day you deposit noncash items (for example, checks).

Interest is compounded and credited monthly.

Your daily rate will be determined based on your account’s average balance. Rate will be applied to the entire balance.

If you close your account before interest is credited, you acknowledge that the accrued interest will not be paid.

Your account will accrue at the highest tiered rate for this product during the period. At the end of the period adjustments will be made based on criteria being met. See criteria for receiving the qualified rate in Transaction Limitations section below.

You must deposit $1,500.00 to open this account.

A minimum balance fee of $10.00 will be imposed every month if the balance in your account falls below $1,500.00 any day of the month.

The average balance method applies a periodic rate to the average balance in the account for the period. The average balance is calculated by adding the full amount of principal in the account for each day in the period and dividing that figure by the number of days in the period.

To qualify for the tiered rates shown under the Rate Information section, you must meet the following conditions each statement cycle/month: (1) at least one Direct Deposit or ACH debit must post to your account; (2) log in to Online Banking; (3) minimum of 25 transactions; AND (4) you must receive e-Statements on your Bodcaw Community Business Checking.

First 250 Debit Transactions per Statement Cycle at No Charge; $0.25 for Each Additional Debit Transaction

Advance Business Option Available at No Charge

First Mastercard Debit Card Available at No Charge

Excludes Public Funds